About Us

As a professional financial advisor, I continually strive to see every client realize all of their financial dreams. Whether your goal is to save for a new home or your retirement, protecting loved ones from financial losses or managing your portfolio wisely, I have the experience and resources to meet your needs.

Tim Lucier


Tim Lucier offers you over 25 years experience in the insurance and financial service industries. He began his career as an agent for a major insurance company in January 1981 and progressed to positions as a training manager and later spent several years as branch manager of a financial center for this same company in the Toronto and Guelph areas.

In May 1995, wanting to return to work as an advisor servicing individual clients, he returned to his home area and began forming the company that is now known as Lucier-Mastronardi Insurance & Investments Inc.

Tim values his clients trust above all else and devotes his efforts to establishing long term advisor / client relationships. He consistently strives to assist his clients in establishing and achieving their retirement, financial and life goals.

Nick Mastronardi, CFP, CEBS

Secretary / Treasurer

Nick Mastronardi has over 35 years of experience working in the insurance/financial services industry. A Certified Financial Planner (CFP) designate, Nick will listen to your dreams, goals and ambitions to create a customized and unique plan to meet your objectives.

As a Certified Employee Benefits Specialist degree holder Nick takes notice of what business owners needs are in the protection of their most valuable assets, their employees. Nick creates unique benefit and pension plan solutions to meet business owners’ management objectives.

As one of the founding owners of this agency, Nick’s experience and his commitment to service has earned him the utmost respect and trust from his clients. His experience in estate planning, life insurance, RRSP’s and Group Benefit/Retirement plans allow him to look after his clients’ total needs and offer solutions which are tailored to each individual person.

Feel free to give Nick a call or email him with your personal financial needs and he will be glad to sit down and discuss options for your individual circumstances.