Disclaimers

<p><strong>Investment Disclaimer</strong></p>
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<p>Mutual Funds are provided by Equity Associates Inc. that is a registered Mutual Fund and Exempt Market Dealer that offers mutual funds, exempt market products, and select referrals. Other products or services are not offered by, or are the responsibility of, Equity Associates Inc.</p>
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<p>The information contained herein is for Canadian residents residing in the province of Ontario only.</p>
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<p>Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Individuals should always read Fund Facts prior to investing and be aware that unless expressly stated, mutual fund products do not have guaranties. Fund values change frequently and past performance may not be repeated.</p>
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<p><strong>Other Products/Services Disclaimer</strong></p>
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<p>Your advisor may also offer insurance related products, tax or mortgage services. Your advisor requires separate licensing and contracting to conduct such business. All such business is outside of Equity Associates Inc. responsibilities as a Mutual Fund Dealer and Exempt Market Dealer.</p>
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<p><strong>Opinion Disclaimer</strong></p>
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<p>The recommendations and opinions expressed are those of Lucier-Mastronardi Insurance and Investments Inc. and do not necessarily reflect those of Equity Associates Inc.</p>
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<p>The articles on this site are not intended to provide individual financial, legal, tax or investment advice but rather are to be used for information purposes only. Particular investment or trading strategies should be evaluated relative to each individual's objectives. Individual should always consult with their financial professional before engaging in any strategy or investment and understand that some strategies are higher risk and are not suitable for all investors.</p>